Archive for November, 2007

Franklin County - Whooping Cough

Tuesday, November 20th, 2007

I believe the Worthington School District has had the most cases of whooping cough in Central Ohio… I wanted to use a title here about Worthington wages war on whooping cough… but whooping cough is not that local.   A newsletter I got Monday from the Franklin County Health Department outlined much of the info that is on the Franklin Health Departments website about whooping cough.

Monthly Immunization Calendar

More info about pertussis (whooping cough) from the CDC.

Ohio Cities on the most dangerous list…

Monday, November 19th, 2007

I woke up hearing it on the clock radio this morning.  Columbus is waaaaaay down on the list. 

From what I found looking at a bunch of different sources…. according to ”City Crime Rankings, 14th Edition”  from CQ Publishing:

Cleveland is 10th

Youngstown is 15th

Cincinnati is 16th

Dayton is 19th

I was in Detroit this weekend… Detroit is number one on the list.  I am not sure I was ever really in Detroit though I may have just been in the suburbs.  It is 300 + cities…  It is cities with population of 75,000 + .  That may be a stretch to compare / rank Detroit MI against  a city with a population of 75,000.   

I of course hopped out of bed to Google the news… and  see where Columbus was on this  list.  The  report by CQ Press  has riled up cities, mayors, police chiefs and the FBI.  The stats used to make the ranking come from FBI stats but may not be used correctly… according to much of the commentary about the report.

A Cinci political blog, The Bellweather Daily wrote ‘National Crime Rankings: Ohio Has 4 Of The ‘Most Dangerous’ Cities’  The blogger wrote:

Columbus comes in as the nation’s 47th most dangerous city, Toledo is 46th and Canton 42nd. Akron did not submit data.

He bought the report.  I am not going to… you can buy a pdf for 5 dollars, a paper back book for 49 dollars, a CD of the info for 99 dollars.

WOSU reports on the story - Columbus is number 48.    They say Toledo is 47th…

The Associated Press noted:

The study excluded Chicago, Minneapolis, and other Illinois and Minnesota cities because of incomplete data.

Number 47, or number 48… it doesn’t include Chicago, Minneapolis…or the rest of Illinois or Minnesota.. maybe it can’t be taken seriously. 

Buying a House - Earnest Money Question

Monday, November 19th, 2007

checkI received a question via Contact Request rather than as a comment on the post that I assume  comes from an earlier entry on ColumbusBestBlog.com.  The question is NOT about Columbus or Central Ohio, it is about Rhode Island.   Previously about earnest money on ColumbusBestBlog.com :

“Kiss your $2,500 earnest money deposit goodbye”

What is Earnest Money?

“If sale doesn’t close, can money be refunded in FSBO deal?”

—————————————–
—-         Contact Request         —-
—————————————–
Date of Request: 11/18/2007
Subject: earnest money 
Message: i gave 1000 check made out to my agents co. for the purchase of a house in rhode island…i noticed the check was cashed before we even set a closing date. are they suppose to cash the check or hold it until closing?? what if the deal falls through??? what happens to my 1000
Contact Method: By Email
Name: _____ _____
Email: Home phone:
Work phone:
Fax:
Address: 
          
MY response:

1.  Read your contract, what does the contract you have with the seller  say about the path your earnest money will take during the transaction, when it will be deposited, what happens if the transaction does not close. 


2.
  If you are incapable of reading your contract for some reason have your real estate agent read it to you and ask the appropriate questions re: what will happen to the earnest money in your transaction, when it will be deposited, what happes if the transaction does not close, etc.

3.  Hire a real estate attorney in your area who can read and interpret for you what is supposed to happen with the purchase money by Rhode Island State Law and whether the licensee is following the contract and state laws regarding depositing earnest money. 

Real estate is local. 

Only a real estate attorney  or a party to the contract or the real estate agents who negotiated the contract would have the information you are seeking about your transaction.

With the purchase contract used in the Central Ohio area by members of the Columbus Board of Realtors, the earnest  money would certainly be deposited into an earnest money account per the terms of the contract… at least the way the contract is pre-printed, the earnest money is deposited immediately… any terms negotiated in the contract re: earnest money to the contrary (deposited upon accceptance of the contract, deposited after home inspection,  deposited on Friday or Tuesday (a specific date, I’d assume), deposited contingent on something else happening,  depositied when closing is scheduled (I don’t know why closing date would be used for a contingency for the earnest money to be deposited…  but it could be I suppose as long as a seller agreed to it…) All that would be negotiated between buyer and seller in the terms of the purchase contract. 

At least in our locl, Central Ohio Columbus Board of Realtors Purchase contract the readers questions:

 ” what if the deal falls through???”

and

“what happens to my 1000″

are carefully spelled out in the contract to the parties to the contract, buyer and seller.  I would assume the purchase contract in Providence R.I. would spell out the answers to the readers questions but I sure don’t have a way of reading that contract…

 nor would I… 

Good luck in Rhode Island…

Beechwold

Monday, November 19th, 2007

What’s a “wold?” The word “wold” reminds me of Tolkien movies… (I never read the JRR Tolkien books all I have to work with is what I saw in the movies… ) Wold is very English sounding but Tolkien’s Hobbits lived in a Shire not a Wold.  I think when I moved to Columbus in 1990 I thought Beechwold was just a fancy Anglicized (Englisher, more English?  Hoping I am not straying into matters of religion here)  a more English sounding way of saying Beechwood.

Wold from Wiktionary:

“Etymology
From Middle English, from the Old English weald (forest).
Noun
Singular
wold
Plural wolds wold (plural wolds)

An unforested or deforested plain, a grassland, a moor.
(obsolete) A wood or forest, especially a wooded upland

Used in many English place-names, always hilly tracts of land. ”

I assumed Beechwold meant grove of beeches. The “unforested” vs. “forested” and the “plain” vs. “hilly”(I assumed plain meant flat) so the plain vs. hilly thing really leaves ‘wold” wide open.

Wold is one very flexible word.

Oakwold could be a grassy flat area (plain) or a hilly area with or without oak trees, of course then why the Oak? Grasswold?

I read that Beechwold was the name of the Jeffrey families home on High Street (Old Beechwold) and that’s how the Beechwold area got it’s name. Wonder why the Jeffrey family named it Beechwold… Beech trees or absence of beech trees.

Where does Clintonville end and Beechwold begin? - The Official Clintonville Site (Clintonville.org ) with the ongoing debate about where is Clintonville and where is Beechwold.

Clintonville / Beechwold  

Top 10 Riskiest US Housing Markets

Sunday, November 18th, 2007

Warning label Riskiest Real Estate Markets Summer 2007Columbus IS NOT on the list. Look below at the 10 Markets with the least risk… Columbus is there…

Risky US Housing Markets - ( top ten on PMI Market Risk Index )

1. Riverside-San Bernardino-Ontario, CA

2. Las Vegas-Paradise, NV

3. Santa Ana-Anaheim - Irvine, CA (MSAD)

4. Phoenix-Mesa-Scottsdale, AZ

5. Los Angeles-Long Beach-Glendale, CA (MSAD)

6. West Palm Beach-Boca Raton-Boynton Beach, FL (MSAD)

7. Sacramento-Arden- Arcade-Roseville, CA

8. San Diego-Carlsbad-San Marcos, CA

9. Oakland-Fremont-Hayward, CA (MSAD)

10. Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (MSAD)

Columbus is one of the Top 10 Safe Real Estate Markets in 2007 Safety LabelSafest  (Least Risky ) US Housing Markets - ( the last ten cities on the list of the 50 largest US markets)

1. Pittsburgh PA

2. Fort Worth - Arlington TX (MSAD)

3. Houston Sugar Land - Baytown, TX

4. Dallas-Plano-Irving, TX (MSAD)

5. Indianapolis-Carmel, IN

6. Cincinnati-Middletown, OH-KY-IN

7. Columbus, OH

8. Charlotte-Gastonia-Concord, NC-SC

9. Cleveland-Elyria-Mentor, OH

10. Austin-Round Rock, TX

More from PMI

Columbus Housing Market is Stable

If you read the fine print in the images… the warning labels are from Summer 2007… I am recycling.  Columbus was on the list of least risky US markets in the summer too and last fall…